| USA TODAY and the Richard Myles Johnson Foundation have collaborated to offer an exciting financial literacy program entitled Choice is Power! Many of the educational resources found here use USA TODAY’s Financial Diet series of articles to examine debt, money management, saving and investing. Students will explore consumer spending and savings trends and examine Americans’ financial future. They will discuss steps that people can take to become financially healthy. Students will utilize math, problem solving and analysis to compare the difference between saving and investing for retirement at an early age. | ![]() |
| Lessons
High earners can still struggle A budget can help young people cut their spending Parents of teens ride waves of expenses Breaking the cycle of payday loan ‘trap’ Economics: Supply, demand and personal finance Students suffocate under tens of thousands in loans Many teenagers uninformed in financial literacy After 6 months of financial dieting… Financial dieters make progress Medical school expenses lead to heavy dose of debt Family faces a real struggle in saving money for college We don’t waste money, so where does it all go? ‘I’m just totally lost’ about finances
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